Financial Freedom

Gain Clarity Today

Retire With Purpose Tomorrow

Introducing a UK based financial coaching and retirement planning service designed to help you take back control of your money and empower you to dream bigger about your retirement.

If you remember any of these as a kid growing up then you should probably be thinking about your retirement plan...

  • Music Tapes

    No need to pay Amazon or Spotify a monthly subscription, just pop down to Woolworths and get the tape you want and listen to it non stop!

  • Sony Walkman

    And if you want to listen to it on the move - get one of these bad boys. No way you are ever losing those headphones!

  • Casio Watch

    Of course we had Fitbits back then. Only all they did was tell the time, oh and they were water resistant. Apparently!

  • Big Trak

    Remember programming this to chase your family pet around the house and fire pretend laser beams at them. That was until the massive batteries ran out after 5 minutes!

  • View-Master

    If Blockbusters didn't have what you wanted you could go home and look at one of these. It's like an Instagram Story but with two dozen pictures of some rubbish tourist attraction!

  • My Little Pony

    Of course these are still around, they were made of weapons-grade plastic. Like Hula Hoops, they'll be around forever!

If you’re stuck wondering how will you ever retire, it’s not your fault.

I HEAR YOU. I’VE BEEN THERE, TOO.

Among Gen X, or those aged between 45 and 54, one in three (31%) think it is unlikely they will ever completely retire. This finding highlights the pressures faced by the ‘sandwich generation’ in their 40s and 50s, who may care for both their elderly parents and their own children, as well as needing to cover their own outgoings. This group also falls between those who benefitted from final salary pensions and younger generations benefitting from auto-enrolment.

Anxiety about pension savings is common amongst mid-lifers, but it is important to engage with it as soon as possible, be brave, take the first step towards financial freedom by taking control and becoming more aware of your finances. It will take some time but step by step you will learn and feel empowered to manage your money with confidence which will allow you to dream about what your retirement plan could look like.

The financial and retirement plan that works for you will incorporate:

1

WHAT’S MOST IMPORTANT TO YOU

Strict approaches to money don’t work because they ask you to deny yourself the things you love most. Instead? Your money plan should get you thinking, “This is what I want? Great! Let’s make the adjustments we need to make it happen.”

2

THE WAY YOU OPERATE

Most money management methods never ask how you want financial planning to feel. But the BEST strategy is the one you feel most excited about! Not one that makes you feel like you’re “failing” because it wasn’t built for your mind and lifestyle.

3

THE NUANCES OF YOUR PRESENT AND FUTURE

A solid financial plan doesn’t start with theory. It starts with a deep look at your position now, and where you want to go. You wouldn’t take health advice from someone who knew nothing about you, so the same should apply to your money.

  • This free 20 minute phone call is a chance for you to ask any questions you may have about the coaching you will receive.

    These calls typically start with me asking a few more questions to get to know you and what’s going on with your finances. What we’ll be trying to figure out is if my services are a good fit for you, and if not, is there another resource we can point you toward.

    This call can be booked below in the appointments section.

Retirement planning will form part of our early conversations as it’s essential to fully understand what we’re trying to achieve. However, we must start from gaining clarity on your current financial situation before we fully move into retirement planning mode. This is why we start with the Cashflow Clarity Session, to fully embrace where you are today and where you want to be in the future.

  • After the initial Q & A call and following the completion of the prep work, we spend 2 hours via Google Meet video session walking through your finances and how you feel about them in order that you gain complete clarity on your cashflow.

    From here we build a plan together to take control of your finances and get ahead of those random expenses that always seem to crop up.

    I will introduce you to an amazing app called 'YNAB' (You Need A Budget), which is perfect for planning ahead with your money and giving every pound you earn a job.

    You can choose to take it from here and go it alone, or you may choose further coaching, which we can discuss at the end of your session.

    Price: £150

Hey, I’m Gareth!

HUSBAND, DAD OF 2, RUNNER, AND 25+ YEAR FINANCE PROFESSIONAL

More importantly…I’m here to help you navigate mid-life and to guide you through your journey to financial freedom, whatever that means to you!

You’re likely coming towards or at the end of the ‘messy middle’, where houses, weddings and kids can make life pretty damn challenging, well done for getting through it.

Your journey so far has been personal and your future is guaranteed to be that way too. You’ll need a plan that’s as individual as you are and that’s where my sole focus will be, no shame, no judgement.

As you look towards the future and think about what that means for you, I want to encourage you to do so without fear or anxiety but instead with hope and happiness. What does retirement look like for you? Dare to dream, go for it!

Jack Turner

“I can’t recommend Gareth’s financial coaching enough. He took me from knowing very little and having no plan for my retirement to feeling like I’m in a great place! I now know what I need to do to have a comfortable retirement. Gareth is very easy to talk to and goes above and beyond to help.”

Emily Taylor

“Gareth’s financial coaching is excellent! I have so much more clarity with my financial situation and feel empowered to make sound financial decisions about my future. Gareth was great at bouncing ideas off to gain the outcomes that were right for me in a way that never feels judgemental or pressured”

Book your free Q & A call

When you’re ready to take the amazing first step on your path to financial freedom then select a date and time below on my calendar. I can’t wait to meet you and get started on this journey together!

You can also connect with me by email at gareth@thefinancialretirementcoach.com